Court of Appeals in Warsaw, 5th Civil Division, in the following composition:
Presiding Judge: SSA Aleksandra Kempczyńska (spr.)
Judges: SSA Marta Szerel, SSA Bernard Chazan
having examined on February 11, 2021 in Warsaw at a closed session the case of the action of the Municipal Consumer Advocate in O. against Bank (…) Spółka Akcyjna in W. for payment
as a result of the complaint of both parties against the decision of the District Court in Warsaw of April 1, 2020, ref. no. IV C 1348/19,
decides: