Swiss Franc Credit Holders vs. mBank

A group of consumers – clients of mBank S.A. – represented by the Municipal Consumer Ombudsman in Warsaw – vs. mBank S.A.

Action for establishing the invalidity of the indexation clauses in the mortgage credit agreements indexed to the Swiss franc, alternatively, for establishing the invalidity of the abovementioned mortgage credit agreements (as a whole).

388 group members at the stage of filing the statement of claims; as on 19^th December 2016 – 531 group members

The information was prepared based on public information facilitated by the President of the Regional Court in Wroclaw in the letters of 27^th August 2019, 5^th November 2019 and 25^th May 2020.

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2022

3rd STAGE

The appeal against the judgment of the Regional Court in Lodz 1^st Civil Division of 9^th February 2022, I C 1219/20, has been registered in the Court of Appeals in Lodz under file ref. no. I ACa 694/22
Judgement of the Regional Court in Lodz 1^st Civil Division of 9^th February 2022, I C 1219/20 – dismissal of the action for establishing that the mortgage loan agreements, which are valorized with the exchange rate of the Swiss franc, are invalid in the part regulating the valorization of the loan repayment with the exchange rate of the Swiss franc; dismissal of the action for establishing that the loan agreements are invalid – in its entirety

2020

Judgement of the Court of Appeals in Lodz 1^st Civil Division of 9^th March 2020, I ACa 80/19 – the judgement of the Regional Court in Lodz of 19^th October 2018, file ref. no I C 519/16, was set aside in points 1., 2. and 4. of the operative part of the judgement and the case was referred back to the Regional Court in Lodz for rehearing

2018

Judgment of the Regional Court in Lodz 1^st Civil Division of 19^th October 2018, I C 519/16 –action dismissed in its entirety

2017

1st STAGE

Decision of the Court of Appeals in Lodz 1^st Civil Division of 15^th March 2017, I ACz 366/17 –dismissing the claimant’s complaint against the decision of the Regional Court in Lodz 1^st Civil Division of 19^th December 2016, I C 519/16

2016

Decision of the Regional Court in Lodz 1^st Civil Division of 19^th December 2016, I C 519/16 –hearing the case in group proceedings and dismissing the defendant’s motion to obligate the claimant to make a deposit to secure the reimbursement of the costs of the litigation
Statement of claims filed on: 4^th April 2016