Swiss Franc Credit Holders vs. mBank

A group of consumers – clients of mBank S.A. – represented by the Municipal Consumer Ombudsman in Warsaw – vs. mBank S.A.

Action for establishing the invalidity of the indexation clauses in the mortgage credit agreements indexed to the Swiss franc, alternatively, for establishing the invalidity of the abovementioned mortgage credit agreements (as a whole).

388 group members at the stage of filing the statement of claims; as on 19th December 2016 – 531 group members

 

The information was prepared based on public information facilitated by the President of the Regional Court in Wroclaw in the letters of 27th August 2019, 5th November 2019 and 25th May 2020.

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3rd STAGE
  • Judgment of the Court of Appeals in Łódź 1st Civil Division of 29th January 2024, I ACa 694/22 – setting aside the judgment of the Regional Court in Łódź 1st Civil Division of 9th February 2022, I C 1219/20, and referring the case for reconsideration to the Regional Court in Łódź
  • The hearing of 29 January 2024
  • The hearing of 25 April 2023
  • Judgement of the Regional Court in Lodz 1st Civil Division of 9th February 2022, I C 1219/20 – dismissal of the action for establishing that the mortgage loan agreements, which are valorized with the exchange rate of the Swiss franc, are invalid in the part regulating the valorization of the loan repayment with the exchange rate of the Swiss franc; dismissal of the action for establishing that the loan agreements are invalid – in its entirety
  • Judgment of the Regional Court in Lodz 1st Civil Division of 19th October 2018, I C 519/16 –action dismissed in its entirety
1st STAGE